Is moving your brokerage to Real worth exploring?
Besides the liability mitigation and lifestyle benefits, explore what has to be true for you to benefit financially.
Your brokerage today
Your production
Your team
Growth
Average sale price is used to estimate transaction counts from GCI. Default: $400,000.
Your post-cap transaction fees
Based on your GCI and avg sale price, you have an estimated 23 annual transactions: 8 pre-cap (no post-cap fee) and 15 post-cap. The split below only applies to your 15 post-cap transactions.
Post-cap fees use the pooled Elite threshold (see below).
Team agent transaction breakdown
Based on avg agent GCI and avg sale price, each agent has an estimated 14 annual transactions: 4 pre-cap and 10 post-cap.
Team agents on $6,000 cap: always $285/tx post-cap (cannot reach Elite).
Owner covers team post-cap fees. Pooled with owner's transactions for Elite threshold (see below).
Pooled post-cap fee breakdown (Elite threshold)
After capping, the first 22 full-fee post-cap transactions are modeled at $285 each. Once the $6K qualification threshold is met, later transactions are modeled at $100 for Elite status.
Because you cover team post-cap fees, your own post-cap transactions and your team's are pooled together toward the modeled Elite threshold.
You are not covering team post-cap fees, so only your own post-cap transactions count toward the modeled Elite threshold. Team agents on $6,000 cap always pay $285/tx.
Commission rate is fixed at 2.75% for deriving per-agent GCI from team sales volume.
Real fees: This calculator models the US program only. No monthly fees. 85/15 split. $12K team leader cap. $4K or $6K team member cap. $50 CBR (Compliance & Broker Review) fee on every transaction. $285 post-cap transaction fee, dropping to $100 after Elite status is reached. $900 annual brokerage fee paid as $300 across first 3 transactions per anniversary year.
Team Real costs use the one-average-agent model: all agents are assumed to have the same GCI (total team sales × 2.75% ÷ agent count).
Capping Non-Team Agent is a solo US agent who you attract to Real, selects the $12K cap as a solo agent, and caps at $80K+ GCI. Each Capping Non-Team Agent generates $4,000/year in Tier 1 revenue share for you. This calculator uses a flat $4,000 per agent for simplicity.
Stock awards: The US Elite Agent Award is $12K for qualifying full-cap agents. The $8K Culture Award requires Elite status and approved cultural contributions. Both vest over 3 years as REAX stock on NASDAQ.
Default values are sourced from Real Edge Network's analysis of typical independent brokerages. Edit any field to match your actual numbers.
This calculator is for informational purposes only and is not a guarantee of income or savings.
Every row below is derived from your inputs above. The bottom line should match the headline number exactly(cross-foot mismatch detected).
| You (Owner) | Avg Team Agent | All Team Members | |
|---|---|---|---|
| Costs at Real | |||
| Split to Real until cap (15% of GCI → $6K cap) | ($12,000) | ($6,000) | ($48,000) |
| Post-cap transaction fees ($285/tx, $100 after Elite)You cover team post-cap fees | ($2,143) | $0 | $0 |
| Annual brokerage fee ($900) | ($900) | ($900) | ($7,200) |
| CBR fee ($50 × 23 tx) | ($1,150) | ($700) | ($5,600) |
| Team post-cap fees you cover | ($11,427) | — | — |
| Total costs at Real | ($27,620) | ($7,600) | ($60,800) |
| What you / agents pay today (savings when you switch) | |||
| Brokerage fees you pay today | $0 | — | — |
| Overhead you no longer carry | $30,679 | — | — |
| Agent fees to outside broker (avg) | — | $0 | $0 |
| Total savings from switching | $30,679 | $0 | $0 |
| Benefits unique to Real | |||
| Elite Agent stock award | $12,000 | — | — |
| Culture Award stock | $8,000 | — | — |
| Rev share: 7 non-team agents you attract (× $4K) | $28,000 | — | — |
| Rev share: your 8 team members (Tier 1) | $16,000 | — | — |
| Rev share: team attracts 16 agents (Tier 2 × $3.2K) | $51,200 | — | — |
| Agent rev share from own 2 attracts (× $4K) | — | $8,000 | $64,000 |
| Total benefits unique to Real | $115,200 | $8,000 | $64,000 |
| Net result | |||
| Cost savings (current − Real) | $3,059 | ($7,600) | ($60,800) |
| Benefits unique to Real | $115,200 | $8,000 | $64,000 |
| Net benefit from switching | $118,259 | $400 | $3,200 |
| Revenue-neutral items (same at both brokerages) | |||
| GCI split from team members (10%) | $123,750 | ($15,469) | ($123,750) |
| Agent fees paid to you (avg) | $40,000 | ($5,000) | ($40,000) |
| Flat fee per team transaction ($300) | $33,600 | ($4,200) | ($33,600) |
| Your bottom line | |||
| Your personal net benefit from switching | $118,259 | — | — |
Steady-state annual net benefit
+$118,259/year
Year 1 (with $5,000 signage): +$113,259
What has to be true
Three scenarios showing what it takes to reach each target. Each card shows two paths: save more on overhead, or attract agents to Real.
Breakeven
With your current inputs, you're already $118,259 past this target.
Steady-state net benefit: $118,259/year
You need -$118,259 more to reach this target.
Path 1: Save more
$0
in annual overhead savings
Path 2: Attract agents
0 capping agents
attracted to Real
Path 3: Combine both
0 agents
in capping agents
Already met
+$100K/year
With your current inputs, you're already $18,259 past this target.
Steady-state net benefit: $118,259/year
You need -$18,259 more to reach this target.
Path 1: Save more
$12,420
in annual overhead savings
Path 2: Attract agents
0 capping agents
attracted to Real
Path 3: Combine both
0 agents
in capping agents
Already met
+$200K/year
With your current inputs, you're already $0 past this target.
Steady-state net benefit: $118,259/year
You need $81,741 more to reach this target.
Path 1: Save more
$112,420
in annual overhead savings
Path 2: Attract agents
28 capping agents
attracted to Real
Path 3: Combine both
11 agents
+ $37,741 saved
Already met
Detailed breakdown
Steady State
+$118,259Benefits
Revenue-neutral income you keep
Costs at Real
Income paths unique to Real
How this affects your agents
This is a directional estimate based on one "average agent" model — not a per-agent roster. Individual agent economics will vary.
Current cost per agent
$24,669
Real cost per agent
$24,269
Your average agent saves about $400/year
That's $3,200 across your team of 8 agents. This makes the transition conversation easier — most agents will see a direct financial benefit.
Your average agent's costs increase by about $400/year
This is common when transitioning from a low-fee model. The conversation shifts to what agents gain beyond fees: stock awards, revenue share, and a platform that helps them grow.
"Real cost per agent" includes: $6K cap, $900 annual fee, $50/tx CBR fee, post-cap transaction fees (post-cap fees covered by you), and your $300 flat tx fee, minus $8,000 in Tier 1 rev share from attracting 2 agent(s). It does not include stock awards or the agent's own culture award — those are additional upside.
Want the full picture on transitioning?
See how Real's Private Label program works for independent broker owners — what you keep, what Real handles, and what the transition looks like.
Read the full comparison →Ready to run your actual numbers?
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